From Accountant to Migration Entrepreneur | Sanji A. Caldera (CPA, FCMA, MMIA)

Sanji A. Caldera (CPA, FCMA, MMIA) joins the Money Master HQ Podcast to share how an accounting career became a global migration consultancy built on expertise, trust, and long-term purpose.

Sanji founded Sanji Caldera Associates and has worked for over 16 years as a registered Migration Agent.

His career includes 15 years as a Senior Auditor at the Australian Tax Office, leadership as Director and General Manager of ICL Marketing, and the establishment of his Melbourne migration consultancy in 2006.

The conversation explores career change, migration work across Australia, Sri Lanka, and Dubai, regulatory responsibility, client trust, team building, referrals, and social responsibility projects.

This interview provides general information and personal experience, not legal or migration advice.

Chapters

• 00:00 Introduction
• 00:38 Sanji's journey
• 01:07 Changing careers
• 03:44 Rewards and challenges
• 06:44 Who migrates and why
• 08:46 Navigating regulation
• 10:32 Lessons from failure
• 12:56 Referrals and reputation
• 14:00 Building trust at scale
• 15:59 Choosing a licensed adviser
• 17:44 Giving back through education
• 20:28 Practical migration advice
• 21:17 Closing

Guest links

• Website: https://sanjicaldera.com/
• Facebook: Sanji Caldera Associates on Facebook
• LinkedIn: Sanji Caldera Associates on LinkedIn
• Instagram: @sanjicalderagcc

Watch and connect

• Watch the full video on YouTube: https://youtu.be/hHPH1N-ejq4
• Money Master HQ: https://moneymasterhq.com
• Shihan Sheriff: https://shihansheriff.com
• More episodes: https://podcast.moneymasterhq.com